Payment Policy

HAVED Secured Payment & Billing Policy

At HAVED (www.haved.shop), operated under the corporate authority of TABLE 4 COLLECTIVE PTY LTD (ABN: 95 697 448 301; ACN: 697 448 301)[cite: 1, 2], we provide an internationally validated, fully encrypted, and mathematically transparent financial environment. This Payment Policy outlines our structural frameworks governing accepted transactional mechanisms, strict currency standardization protocols, data security infrastructures, and clear billing terms designed to offer absolute certainty to our global buyers, with primary operational delivery optimized for the Singapore market.

1. Authorized and Accepted Payment Gateways

To preserve complete transaction integrity and accessibility, HAVED partners directly with Tier-1 merchant processing networks hosted via the Shopify Payments infrastructure. We formally accept the subsequent payment instruments at our final checkout interface:

  • Major Credit and Debit Networks: Visa, Mastercard, American Express (AMEX), and Discover.
  • Digital Wallet Architectures: Apple Pay and Google Pay (available via supported mobile and desktop browsers).
  • Encrypted Platform Settlements: Shop Pay accelerated checkout.

We do not accept cash on delivery (COD), layaway plans, personal checks, bank wire transfers, or direct cryptocurrency transfers. All orders must be settled completely at the digital checkout endpoint prior to catalog allocation and logistical handling workflows.

2. Currency Standardization Protocol (USD Base Settlement)

To eliminate discrepancies across cross-border supply chains and logistics corridors, HAVED has unified its financial registry under a single monetary standard:

  • Monetary Base: All item listings, processing calculations, shipping evaluations ($0.00 USD Free Shipping), and final transactional settlements are processed strictly and exclusively in United States Dollars (USD).
  • International Banking Adjustments: For consumers purchasing from Singapore or other international locations whose primary payment accounts operate in a native local currency (such as Singapore Dollars - SGD or Australian Dollars - AUD), the final check balance will be debited in USD. Your localized credit card institution or gateway merchant will calculate the final localized debit conversion utilizing their proprietary real-time institutional exchange rates.
  • Transparency Disclosure: HAVED does not charge, control, or profit from foreign exchange conversion margins or localized cross-border transaction fees levied by your individual credit card issuer.

3. Financial Data Cryptography & PCI-DSS Compliance

The security of your private financial identifiers is an absolute statutory obligation. The underlying technical infrastructure of www.haved.shop enforces rigorous cryptographic safeguards to neutralize data interception risk:

  • Secure Sockets Layer (SSL): All data transferred through our transactional gateway is encrypted utilizing industry-standard 256-bit SSL certificate security layers.
  • PCI-DSS Validation: Our store processing matrix is certified compliant with Level 1 of the Payment Card Industry Data Security Standard (PCI-DSS Tier 1). This represents the maximum scale of data protection authorized under global banking cartels.
  • Zero-Retention Policy: HAVED never stores, archives, views, or retains your raw credit card numbers, expirations, or Card Verification Value (CVV/CVC) codes within our company servers. All payment records are passed instantaneously through tokenized pathways to authorized, fully licensed bank clearing systems.

4. Definitive Billing Terms & Zero-Hidden Fee Structure

HAVED guarantees absolute consistency between item discovery pricing and final cash flow authorizations. The total valuation explicitly confirmed on your final Checkout screen is the absolute, definitive contractual balance captured by our payment servers. This balance is calculated through a strictly transparent framework:

  • Product Cost: The price listed openly on the active item catalog page.
  • Logistics Expense: Guaranteed at exactly $0.00 USD (Fully Free Insured Shipping).
  • Handling Surcharges: Zero ($0.00 USD) processing fees, packaging fees, or gateway margins.

For import evaluations into Singapore, customers are advised that localized Goods and Services Tax (GST) or external custom border clearances are subject to the independent statutory limits of the Inland Revenue Authority of Singapore (IRAS) and are separate from our checkout environment.

5. Merchant Anti-Fraud Verification and Order Screening

To protect legitimate consumers and mitigate unauthorized card utilization, HAVED deploys automated real-time fraud prevention algorithms at checkout. We reserve the absolute operational right to place a temporary administrative hold or cancel any order transaction that displays severe risk anomalies, including:

  • Severe structural discrepancies between the Billing Address and the verified Geolocation IP of the transaction placement.
  • Mismatches where the Cardholder Legal Identity deviates completely from the Shipping Consignee profile without justifiable verification.
  • High-risk indicators flagged automatically by Shopify's centralized fraud matrix.

If your order is cancelled due to a safety flag, the pre-authorized hold will be automatically dissolved and reversed back to your payment account ledger within 2–5 business days.

6. Administrative Corporate Alignment

In accordance with statutory corporate disclosure codes, our financial recieving accounts and legal liabilities are structurally bound to our registered entity footprint:

  • Parent Firm: TABLE 4 COLLECTIVE PTY LTD (ACN: 697 448 301)
  • Corporate Seat: Shop 3, 8 Jonson St, BYRON BAY, NSW, 2481, Australia
  • Direct Inquiries: info@haved.shop
  • Verified Support Hotline: +61 485 986 158